Compliance
UAE AML Training for Real Estate Employees
Anti-money laundering training for real estate employees who check customers, handle property payments or maintain deal files. Covers the checks, warning signs and internal reporting needed during a transaction.
5.0/5 · 2 ratings- Duration
- 57 minutes
- Language
- English
- Trainer
- Course delivery
- Online
- Price per attendee
- 199 AED
- Suggested for
- All employees
About this course
In a property deal, the buyer, beneficial owner and person paying may be different people. Employees need to establish those relationships and recognise when the documents do not explain the transaction. This course follows that work from the first customer checks to reporting and record keeping.
The eight-module foundation covers customer due diligence, ownership, politically exposed persons, funds, sanctions and property-related warning signs. It explains how a staff concern reaches the Compliance Officer and how a Real Estate Activity Report (REAR) differs from a suspicion report.
The English teaching edition includes an employee pack of editable forms and records with a field guide. Firms use these alongside their own procedures and reporting contacts. The scope is UAE real estate agents and brokers supervised by the Ministry of Economy and Tourism.
What you'll learn
- 11 minutes
AML in real estate
Money laundering, terrorist financing and proliferation financing in property, and the employee’s responsibilities.
- 7 minutes
Customer due diligence
Customer identity, authority to act, the payer and the timing of customer due diligence.
- 6 minutes
Companies and beneficial owners
Natural persons behind companies, ownership and control, and evidence that needs further review.
- 7 minutes
Risk, PEPs and higher-risk customers
Customer risk factors, politically exposed persons and explaining additional checks.
- 7 minutes
Source of funds and source of wealth
The funds used for a deal, wider wealth and whether the documents support the explanation.
- 8 minutes
Real estate warning signs
Property payment patterns, changing parties, commercial pressure and other warning signs.
- 7 minutes
Sanctions and proliferation financing
Sanctions screening, possible matches and property-related proliferation-financing risks.
- 8 minutes
Reporting and records
Internal concerns, suspicion reports, the Real Estate Activity Report (REAR) and transaction records.
Required by law: Yes
- Federal Decree-Law No. 10 of 2025 on Anti-Money Laundering, Combating the Financing of Terrorism and Proliferation Financing, Articles 18–19UAE federal legislation
- Cabinet Resolution No. 134 of 2025 (Executive Regulations of Federal Decree-Law No. 10 of 2025), Articles 21(5), 22(4)UAE Cabinet
- Guidelines for Designated Non-Financial Businesses and Professions (March 2026), Sections 7.2, 7.4Ministry of Economy and Tourism
Included with this course
Real estate AML pack
Customer forms, deal records, screening and reporting tools for your firm to make its own, with a field guide for your team to keep.
12 templates · 16-page guide · EnglishWhat's inside
Reporting guides
- Start here
- Which report, when
- Employee reporting card
- Official sources and use guide
Customer forms
- Individual customer form
- Company and beneficial owner form
- Source of funds and wealth declaration
- Third-party payment declaration
Internal records
- Deal file checklist
- Confidential concern note
- STR and SAR narrative template
Workbooks
- Screening record and match review
- REAR preparation and filing log
Field guide
- Real estate AML field guide, 16 pages
Your company can download it once anyone is enrolled on this course.